TY - JOUR AU - Fitrianingsih, Eka Rani AU - Fianto, Bayu Arie PY - 2022/08/09 Y2 - 2024/03/28 TI - Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia JF - Asian Journal of Islamic Management (AJIM) JA - Asian. J. Islam. Manag. VL - 4 IS - 1 SE - Articles DO - 10.20885/AJIM.vol4.iss1.art1 UR - https://journal.uii.ac.id/AJIM/article/view/23713 SP - 1-14 AB - <p><strong>Purpose −</strong> This study aims to analyze the effect of variable ease of use, usefulness, perceived risk, and social influence on a recommendation to use sharia e-wallet in Indonesia and Malaysia.<br /><strong>Methodology −</strong> This study uses a quantitative method. This study uses primary data by conducting a survey through an online questionnaire of 200 respondents with the criteria sharia e-wallet users and living in Indonesia or Malaysia. This research uses the SEM-PLS analysis method.<br /><strong>Findings −</strong> The results of this study found that variable ease of use, usefulness, and social influence significantly and positively affect the recommendation to use the sharia e-wallet. In contrast, the perceived risk has a negative effect on the recommendation to use a sharia e-wallet. Based on the Multi-Group Analysis (MGA) test, there is no significant difference between Indonesian and Malaysian users for all variables.<br /><strong>Originality −</strong> This study adds to the literature, especially on the factors influencing recommendation to use in sharia e-wallet. There are limited studies on this topic, especially for sharia e-wallets in Indonesia and Malaysia. The uniqueness of this research is that the primary data used includes respondents in various regions in Indonesia and Malaysia.<br /><strong>Practical implications −</strong> The results of this study can be used as a reference by the Islamic fintech industry to develop a sharia e-wallet both in terms of product, quality, and others to be better in the future.</p> ER -