Fielnanda, Refky, and Eri Nofriza. “Integrating Service Quality and Sharia Governance in Building Customer Loyalty in Islamic Banking”. Asian Journal of Islamic Management (AJIM) 7, no. 2 (December 23, 2025): 256–275. Accessed January 9, 2026. https://journal.uii.ac.id/AJIM/article/view/43284.