Tabelessy, Walter, Fransiska Natalia Ralahallo, Anggraini Chaniago, Sabda Aji Kurniawan, and Glen Andre Yusuf T. “Does Integrating Personal Data via CDPs Improve Banking Responsiveness? Moderating Influence of Local Culture”. Asian Management and Business Review 6, no. 1 (February 2, 2026): 225–242. Accessed February 18, 2026. https://journal.uii.ac.id/AMBR/article/view/42908.