LISTIANI, A.; PATRICIA, M.; YULITA, T. . Determination Premiums Motor Vehicle Insurance Using Bonus-Malus Optimal. Enthusiastic : International Journal of Applied Statistics and Data Science, [S. l.], v. 6, n. 1, p. 10–24, 2026. DOI: 10.20885/enthusiastic.vol6.iss1.art2. Disponível em: https://journal.uii.ac.id/ENTHUSIASTIC/article/view/42929. Acesso em: 25 may. 2026.