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Abstract

The research is aimed to analyze the banking performance of Bank Rakyat Indonesia Syariah Yogyakarta and BPR Syariah Bangun Derajat Warga. Balanced Scorecard was implemented in this research to oversee the banking performance comprehensively. Empirical findings indicate that the performances of both BRI Syariah Yogyakarta and BPR Syariah Bangun Derajat Warga are in good condition as viewed from financial, growth and learning perspectives. The performance is good enough from customer perspective, while from business perspective it is in unfavorable conditions. The authors suggest that BRI Syariah Yogyakarta and BPR Syariah Bangun Derajat Warga should apply the Balanced Scorecard to measure their performances and as a strategic corporate management system in the future.

Keywords: balanced scorecard, banking performance, financial perspective

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