Article Sidebar
Main Article Content
Abstract
This research utilizesa non-parametric frontier approach, Data Envelopment Analysis (DEA). By using such an analysis, the purpose of this study is to analyse 3 Islamic banks in Indonesia during 2007-2010 period. In general, the result of study indicates that the level of efficiency of Islamic bank is various moving over time. In intermediary efficiency, conventional bank is found to be more efficient than Islamic bank. Moreover, conventional bank is more efficient than Islamic bank. Since the study pinpoints the sources of inefficiency, it also helps to provide the banks with strategic planning
Article Details
Copyright (c) 2017 Authors
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
References
- Al Delaimi, Khaliddan al-Ani, Ahmed (2006),“Using Data Envelopment Analysis to Measure Cost Efficiency with an Application on Islamic Banksâ€, Scientific Journal of Administrative Development.Vol. 4, pp. 134-156.
- Ascarya dan D. Yumanita, (2006).“Analisis Efisiensi Perbankan Syariah di Indonesia dengan Data Envelopment Anaysisâ€.TAZKIA Islamic Finance and Bussiness Review.Vol 1.No. 2, hal.1-32.
- Ascarya, D Yumanita dan G.S. Rokhimah (2008).Efficiency Analysis of Conventional and Islamic Banks in Indonesia using Data Envelopment Analysis,Paper Seminar and Symposium on Implementations of Islamic Economics to Positive Economics in the World as Alternative of Conventional Economics System: Toward Development in the New Era of the Holostic Economics, Universitas Airlangga Surabaya, 1-3 Agustus 2008.
- Berger, A. N. and Mester, L. J. (1997). “Inside the black box: What explains differences in the efficiencies of financial institutions:.Journal of Banking and Finance. Vol. 21, No.7, pp.895–947.
- Dendawijaya, L (2001). Manajemen Perbankan, Jakarta : Ghalia Indonesia.
- Hadinata, I dan Manurung A, H (2007) Penerapan Data Enveloment Analysis (DEA) untuk mengukur Efisiensi Kinerja Reksadana Saham, dari http//www.google.com, diunduh 26 Desember 2009.
- Hasan, M. Kabir (2003). “Cost, Profit and X-efficiency of Islamic Banks in Pakistan, Iran and Sudanâ€. Paper presented at International Conferencen on Islamic Banking Risk.
- Hokhtar, H, Abdullah, N, al-Habshi (2006). “Efficiency of Islamic Banking in Malaysia: A Stochastic Frontier Approachâ€, Journal of Economic Cooperation. Vol. 27, No. 2, pp. 37-70.
- Iswardono S, Permono dan Darmawan, (2000). “Analisis Efisiensi Industri Perbankan di Indonesia (Studi Kasus Bank-bank Devisa di Indonesia tahun 1991-1996), Jurnal Ekonomi dan Bisnis Indonesia, Vol I5, No. 1, pp. 1-13.
- Kurnia, AS (2004). “Mengukur Efisiensi Intermediasi Sebelas Bank TerbesarIndonesia Dengan Pendekatan Data Envelopment Analysi (DEA).â€JurnalBisnis Strategi. Vol.13, hal.126-139.
- Mohamad, T. Hassan And M. Khaled I.B. (2003). “Efficiency Of Conventional VersusIslamic Banks : International Evidence Using The Stochastic Frontier Approach SFAâ€. Journal Of Islamic Economics Banking And Finance. Vol. 1.No.1.
- Muharam, H dan Purvitasari, R (2007), “Analisis Perbandingan Efisiensi Bank Syariah dengan Metode Data Envelopment Analysis (periode tahun 2005)â€, Jurnal Ekonomi dan Bisnis Islam, Vol. 2, No. 3.
- Muliaman D. H., Wimboh S., Dhaniel I. dan Eugenia M. (2003), “Analisis Efisiensi Industri Perbankan Indonesia: Penggunaan Metode Non-Parametrik Data Envelopment Analysis (DEA).†Bank Indonesia Research Paper, Jakarta: Bank Indonesia.
- Shahid, H, Rehman, R, Niazi, G and Raoof, A (2010). “Efficiencies Comparison of Islamic and Conventional Banks of Pakistanâ€, International Research Journal of Finance and Economics, Vol 49, pp. 24-41.
- Skully, M and Brown, V (2007), “Efficiency Analysis of Islamic Banks in Africa, Asia and the Middle Eastâ€, Review of Islamic Economics, Vol. 11, No. 2, pp. 5-16.
- Yudistira, D, (2004). “Efficiency in Islamic Banking: An Empiral Analysis of Eighteen Banksâ€. Islamic Economic Studies. Vol. 12, No. 1, pp. 1-19.
- Weill, L. (2004). “Measuring Cost efficiency in European Banking: A Comparison of Frontier Techniques. Journal of Productivity Analysis, Vol. 21, pp. 133–152.
- Wibowo, A (2004). “Pengukuran Efisiensi Relatif dengan Data Envelopent Analysis (DEA) dan Analisis Efisiensi pada Kantor –kantor Cabang BNI Unit Syariah: Studi Longitudinal Data†Skripsi tidak dipublikasikan , FE Undip Semarang.
References
Al Delaimi, Khaliddan al-Ani, Ahmed (2006),“Using Data Envelopment Analysis to Measure Cost Efficiency with an Application on Islamic Banksâ€, Scientific Journal of Administrative Development.Vol. 4, pp. 134-156.
Ascarya dan D. Yumanita, (2006).“Analisis Efisiensi Perbankan Syariah di Indonesia dengan Data Envelopment Anaysisâ€.TAZKIA Islamic Finance and Bussiness Review.Vol 1.No. 2, hal.1-32.
Ascarya, D Yumanita dan G.S. Rokhimah (2008).Efficiency Analysis of Conventional and Islamic Banks in Indonesia using Data Envelopment Analysis,Paper Seminar and Symposium on Implementations of Islamic Economics to Positive Economics in the World as Alternative of Conventional Economics System: Toward Development in the New Era of the Holostic Economics, Universitas Airlangga Surabaya, 1-3 Agustus 2008.
Berger, A. N. and Mester, L. J. (1997). “Inside the black box: What explains differences in the efficiencies of financial institutions:.Journal of Banking and Finance. Vol. 21, No.7, pp.895–947.
Dendawijaya, L (2001). Manajemen Perbankan, Jakarta : Ghalia Indonesia.
Hadinata, I dan Manurung A, H (2007) Penerapan Data Enveloment Analysis (DEA) untuk mengukur Efisiensi Kinerja Reksadana Saham, dari http//www.google.com, diunduh 26 Desember 2009.
Hasan, M. Kabir (2003). “Cost, Profit and X-efficiency of Islamic Banks in Pakistan, Iran and Sudanâ€. Paper presented at International Conferencen on Islamic Banking Risk.
Hokhtar, H, Abdullah, N, al-Habshi (2006). “Efficiency of Islamic Banking in Malaysia: A Stochastic Frontier Approachâ€, Journal of Economic Cooperation. Vol. 27, No. 2, pp. 37-70.
Iswardono S, Permono dan Darmawan, (2000). “Analisis Efisiensi Industri Perbankan di Indonesia (Studi Kasus Bank-bank Devisa di Indonesia tahun 1991-1996), Jurnal Ekonomi dan Bisnis Indonesia, Vol I5, No. 1, pp. 1-13.
Kurnia, AS (2004). “Mengukur Efisiensi Intermediasi Sebelas Bank TerbesarIndonesia Dengan Pendekatan Data Envelopment Analysi (DEA).â€JurnalBisnis Strategi. Vol.13, hal.126-139.
Mohamad, T. Hassan And M. Khaled I.B. (2003). “Efficiency Of Conventional VersusIslamic Banks : International Evidence Using The Stochastic Frontier Approach SFAâ€. Journal Of Islamic Economics Banking And Finance. Vol. 1.No.1.
Muharam, H dan Purvitasari, R (2007), “Analisis Perbandingan Efisiensi Bank Syariah dengan Metode Data Envelopment Analysis (periode tahun 2005)â€, Jurnal Ekonomi dan Bisnis Islam, Vol. 2, No. 3.
Muliaman D. H., Wimboh S., Dhaniel I. dan Eugenia M. (2003), “Analisis Efisiensi Industri Perbankan Indonesia: Penggunaan Metode Non-Parametrik Data Envelopment Analysis (DEA).†Bank Indonesia Research Paper, Jakarta: Bank Indonesia.
Shahid, H, Rehman, R, Niazi, G and Raoof, A (2010). “Efficiencies Comparison of Islamic and Conventional Banks of Pakistanâ€, International Research Journal of Finance and Economics, Vol 49, pp. 24-41.
Skully, M and Brown, V (2007), “Efficiency Analysis of Islamic Banks in Africa, Asia and the Middle Eastâ€, Review of Islamic Economics, Vol. 11, No. 2, pp. 5-16.
Yudistira, D, (2004). “Efficiency in Islamic Banking: An Empiral Analysis of Eighteen Banksâ€. Islamic Economic Studies. Vol. 12, No. 1, pp. 1-19.
Weill, L. (2004). “Measuring Cost efficiency in European Banking: A Comparison of Frontier Techniques. Journal of Productivity Analysis, Vol. 21, pp. 133–152.
Wibowo, A (2004). “Pengukuran Efisiensi Relatif dengan Data Envelopent Analysis (DEA) dan Analisis Efisiensi pada Kantor –kantor Cabang BNI Unit Syariah: Studi Longitudinal Data†Skripsi tidak dipublikasikan , FE Undip Semarang.