EFEKTIVITAS SISTEM HUKUM PERBANKAN SYARIAH DALAM UU N0 21 TAHUN 2008 DAN DAMPAKNYA PADA PEMBANGUNAN EKONOMI

Nina Nurani

Abstract

Economic development cannot be separated from the legal development as the efforts to manifest national development. Legal development in the era of reform is the effort to perform the affectivity of national legal system covering legal substance, legal structure, and the involvement of society that has high legal awareness to support the formation of the intended national legal system. The efforts to perform the affectivity of national legal system in reaching the national development goals namely creating people’s welfare and justice based on economic democracy, the development of economic system based on the values of justice, togetherness, even distribution, and the usefulness in accordance with shariah principles, the government enforce the shariah banking laws in the law itself, UU No.21 Tahun 2008, with the considerations that shariah banking has specification compared to the conventional banking. According to Berkowitz and Walker, the affectivity of legal system is performed in the form of legal behaviour willingly, i.e. obedience. This requires legitimacy in terms of regulating the adequate acts leading to the agreement for obedience. The constraints of UU No. 1 Tahun 2008 are that this Act (UU) has not been comprehensive on regulating the implementation of banking activities or products by means of electronic facilities as the impacts of global economy bringing to national economic development. The aforementioned legal problems require specific rules such as separately regulating. 

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Jurnal Ekonomi dan Keuangan Islam (JEKI)

P-ISSN 2088-9968; E-ISSN 2614-6908

Published by:
Pusat Pengkajian dan Pengembangan Ekonomi Islam - P3EI
(Center for Islamic Economics Studies and Development)
Faculty of Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia

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