[1]
Afifa, U.N. and Ratnasari, R.T. 2026. Extending UTAUT3 with Sharia value to predict SOTS adoption among Gen Z. Jurnal Ekonomi & Keuangan Islam. 12, 1 (Jan. 2026), 39–58. DOI:https://doi.org/10.20885/JEKI.vol12.iss1.art3.