Akasumbawa, Muhammad Dedat Dingkoroci, Slamet Haryono, and Chairunnisa. 2024. “Drivers and Barriers to Financial Inclusion: New Insights from Muslim Countries”. Jurnal Ekonomi & Keuangan Islam 10 (2):177-90. https://doi.org/10.20885/JEKI.vol10.iss2.art3.