Yunita, Anggraeni, Erita Rosalina, Sumar Sumar, and Rulyanti Susi Wardhani. 2026. “Valuing What Matters in Islamic Microfinance: Sharia-Based Ethics and Limits of Murabahah”. Jurnal Ekonomi & Keuangan Islam 12 (1):59-74. https://doi.org/10.20885/JEKI.vol12.iss1.art4.