Riza, Alex Fahrur. “The Potential of Digital Banking to Handle the Covid-19 Pandemic Crisis: Modification of UTAUT Model for Islamic Finance Industry”. Jurnal Ekonomi & Keuangan Islam 7, no. 1 (January 11, 2021): 1–16. Accessed April 30, 2024. https://journal.uii.ac.id/JEKI/article/view/16790.