Banik, Banna, and Chandan Kumar Roy. “Measuring Fintech-Driven Financial Inclusion for Developing Countries: Comprehensive Digital Financial Inclusion Index (CDFII)”. Economic Journal of Emerging Markets 15, no. 2 (October 31, 2023): 143–159. Accessed May 12, 2024. https://journal.uii.ac.id/JEP/article/view/29406.