Hakimi, F. ., Maf’ula, F., & Gultom, R. Z. . (2024). Pre- and post-merger efficiency of Islamic state-owned bank: A case study of Bank Syariah Indonesia. Journal of Islamic Economics Lariba, 10(1), 471–490. https://doi.org/10.20885/jielariba.vol10.iss1.art25