Gustini, Yasni, Ima Amaliah, and Budi Hartono. “Financial Risk Mitigation of Collateral-Free Kredit Usaha Rakyat Mikro at Bank Syariah Indonesia KCP Ujung Berung 1”. Journal of Islamic Economics Lariba 9, no. 2 (December 26, 2023): 353–370. Accessed October 11, 2024. https://journal.uii.ac.id/JIELariba/article/view/31398.