Hakimi, Fifi, Faricha Maf’ula, and Rifyal Zuhdi Gultom. “Pre- and Post-Merger Efficiency of Islamic State-Owned Bank: A Case Study of Bank Syariah Indonesia”. Journal of Islamic Economics Lariba 10, no. 1 (June 28, 2024): 471–490. Accessed November 13, 2024. https://journal.uii.ac.id/JIELariba/article/view/32256.