Widagdo, Ridwan, Sri Rokhlinasari, and Wartoyo Wartoyo. “Islamic Fintech, Financial Inclusion, and MSME Sustainability: Evidence from a Mixed-Method Study in Indonesia’s Digital Economy”. Journal of Islamic Economics Lariba 12, no. 1 (February 14, 2026): 313–336. Accessed May 4, 2026. https://journal.uii.ac.id/JIELariba/article/view/43249.