MARTA, D. J.; UTAMI, A. D. Digital financial transformation: An Islamic economic analysis of online lending in the era of industrial revolution 4.0. Journal of Islamic Law on Digital Economy and Business, [S. l.], v. 1, n. 1, p. 53–64, 2025. DOI: 10.20885/JILDEB.vol1.iss1.art4. Disponível em: https://journal.uii.ac.id/JILDEB/article/view/40365. Acesso em: 6 dec. 2025.