FURQAN, F.; PANGARIBUAN, C. H.; TJHIN, S.; LUHUR, C. Buy now, pray later? Demystifying unrestrained spending in the age of BNPL. Jurnal Siasat Bisnis, [S. l.], v. 29, n. 1, p. 15–26, 2025. DOI: 10.20885/jsb.vol29.iss1.art2. Disponível em: https://journal.uii.ac.id/JSB/article/view/33269. Acesso em: 14 mar. 2025.