Wahyuningtias, E., and R. . Kusumawardhani. “The Moderating Effect of Income Diversification on Intellectual Capital and Company Performance: Case Study of Banking in Indonesia”. Jurnal Siasat Bisnis, vol. 28, no. 1, Apr. 2024, pp. 103-15, doi:10.20885/jsb.vol28.iss1.art7.