SANTOSO, F. I.; SOEGIHARTO, S.; WIJAYA, N. H. S. Determinants of fintech peer to peer lending usage: evidence from service quality, interest, and trust in Indonesia. Proceeding International Conference on Accounting and Finance, [S. l.], v. 4, p. 160–172, 2026. Disponível em: https://journal.uii.ac.id/inCAF/article/view/46974. Acesso em: 12 feb. 2026.