Wijayanti, R. ., M. . Hatta, S. Sriwidharmanely, and A. D. . Bhayangkari. “Financial Literacy on Behavioral Biases and Risk Avoidance towards Investment Decisions”. Proceeding International Conference on Accounting and Finance, vol. 2, Jan. 2024, pp. 1117-30, https://journal.uii.ac.id/inCAF/article/view/32619.