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Abstract
This community service program aims to enhance the financial literacy of students at Wasilatul Abror Islamic Boarding School in Central Lombok by fostering saving habits and basic financial planning skills. Financial literacy is an essential competency that should be instilled early to build responsible and independent individuals. The program was implemented in three stages: preparation, implementation, and evaluation. The implementation stage included delivering fundamental financial concepts, simulating personal budgeting, and practicing simple saving activities. The results indicate an improvement in students’ understanding and awareness of financial management. Students began to differentiate between needs and wants, allocate their pocket money more effectively, and set aside a portion for savings. The evaluation phase revealed positive changes in financial behavior and the development of basic life skills in money management. This program demonstrates that Islamic boarding schools can play a strategic role in embedding financial literacy and fostering students’ financial independence, preparing them to face future economic challenges.
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Copyright (c) 2025 Fety Widianti Aptasari, Baiq Krisnina Maharani Putri, Ely Windarti Hastuti, Khairul Mujahidi, Satria Darmansyah, Rishan Adha, Feryansyah
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Economic Journal of Emerging Markets by Center for Economic Studies, Universitas Islam Indonesia is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
References
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References
Afaf, I. N., & Yendrawati, R. (2021). Sosialisasi Pentingnya Mencapai Financial Freedom dalam Mengatur Keuangan di Masa Pandemi Bagi UMKM. Rahmatan Lil ’Alamin Journal of Community Services, 1(1), 15–19. https://doi.org/10.20885/rla.vol1.iss1.art3 DOI: https://doi.org/10.20885/RLA.Vol1.iss1.art3
Asri, O., Ariyani, D., Fajri, R. N., Hidayah, N., Sartika, U. D., & Ata, U. A. (2022). Kecakapan Literasi Keuangan Pada Anak Usia Sekolah Dasar Sebagai Upaya Pembentukan Karakter Cerdas Mengelola Uang. Jurnal Pengabdian Kepada Masyarakat, 1(12). http://bajangjournal.com/index.php/J-ABDI DOI: https://doi.org/10.53625/jabdi.v1i12.2034
Falikhah, A. N., Putriningsih, S., Erininda, W., Hermawan Adinugraha, H., & Shulthoni, M. (2025). Meningkatkan Pengetahuan Dan Pengelolaan Keuangan Sejak Dini Melalui Gerakan “Ayo Menabung.” Welfare : Jurnal Pengabdian Masyarakat, 3(1), 2986–5824. https://jurnalfebi.iainkediri.ac.id/index.php/Welfare DOI: https://doi.org/10.30762/welfare.v3i1.1109
Harahap, P. H., & Priyatni, M. D. (2021). Promosi Produk Penghimpun Dana Bank Mini Syariah (BMS) Terhadap Minat Menabung Nasabah Di Bank Mini Syariah Mardhotillah Angkola Barat. Jurnal Abdi Mas Adzkia, 2(1), 18–27. http://jurnal.uinsu.ac.id/index.php/adzkia/index DOI: https://doi.org/10.30829/adzkia.v2i1.9435
Maskur, A., & Ansori, M. (2025). Pendidikan Literasi Finansial dalam Penguatan Karakter Santri Islamic Boarding School. Dirasah, 8(2), 761–775.
Nurasikin, A., Masyhari, K., & Imron, A. (2022). Pelatihan Manajemen Keuangan bagi Santri Menuju Kemandirian Pondok Pesantren. Dimas: Jurnal Pemikiran Agama Untuk Pemberdayaan, 22(1), 83–98. https://doi.org/10.21580/dms.2022.221.10794 DOI: https://doi.org/10.21580/dms.2022.221.10794
Nurul Romdoni, L., & Malihah, E. (2020). Membangun pendidikan karakter santri melalui panca jiwa pondok pesantren. Jurnal Pendidikan Agama Islam Al-Thariqah, 5(2), 13–22. https://doi.org/10.25299/al-thariqah.2020.vol5(2).4808 DOI: https://doi.org/10.25299/al-thariqah.2020.vol5(2).4808
Otoritas Jasa Keuangan. (2022, October 29). SNLIK OJK 2022: Indeks Literasi dan Inklusi Keuangan Masyarakat Meningkat. Https://Snki.Go.Id/Snlik-Ojk-2022-Indeks-Literasi-Dan-Inklusi-Keuangan-Masyarakat-Meningkat/#:~:Text=Hasil%20SNLIK%20tahun%202022%20menunjukkan,Inklusi%20keuangan%2076%2C19%20persen.
Riyadi, S., Haetami, A., Hudaya, A., & Pramestia, S. (2024). Cara Cerdas dan Bijak Santri dalam Mengelola Uang Saku di Panti Asuhan Tahfidz Hidayah. COMSERVA : Jurnal Penelitian Dan Pengabdian Masyarakat, 3(09), 3668–3675. https://doi.org/10.59141/comserva.v3i09.1142 DOI: https://doi.org/10.59141/comserva.v3i09.1142
Santoso, B., Nur, B., Elfira Abbas, Y., & pratiwi, R. (2025). Meningkatkan Keterampilan Mengelola Keuangan Melalui Program Literasi Keuangan Bagi Santri Pondok Pesantren. Abdi Swadaya, 1(1), 37–43. https://abdiswadaya.swins.ac.id/
Saragih, F. (2020). Pengelolaan Keuangan Melalui Menabung Pada Anak Sejak Dini Di Desa Binjai Bakung Kabupaten Deli Serdang. Liabilities (Jurnal Pendidikan Akuntansi), 3(1), 14–20. https://doi.org/10.30596/liabilities.v3i1.4236 DOI: https://doi.org/10.30596/liabilities.v3i1.4236