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Abstract
MSMEs (Micro, Small and Medium Enterprises) are one of the pillars of the Indonesian economy. To strengthen these efforts, a strong contract basis is needed in Islamic business as well as management in terms of financial health. The method of implementing this socialization is carried out by delivering material, direct discussions, and searching data through the internet as the basis for preparing empowerment materials. The results obtained are that to strengthen the sharia basis in business for MSME actors in Canden Hamlet, Ngargosari Village, Samigaluh District, Kulon Progo. It is necessary to understand the basic principles of contracts in business and to maximize profits for MSMEs, a Financial Check-up is needed. Knowing financial health will form motivation to improve and know the important role of saving for the needs of the community in Canden Hamlet.
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Copyright (c) 2026 Reni Yendrawati, Jamaluddin Assidiqy
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Economic Journal of Emerging Markets by Center for Economic Studies, Universitas Islam Indonesia is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
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References
Afaf, I. N., & Yendrawati, R. (2021). Sosialisasi Pentingnya Mencapai Financial Freedom dalam Mengatur Keuangan di Masa Pandemi Bagi UMKM. Rahmatan Lil’Alamin Journal of Community Services, 1(1), 15–19. https://doi.org/https://doi.org/10.20885/rla.vol1.iss1.art3 DOI: https://doi.org/10.20885/RLA.Vol1.iss1.art3
Asep, D., & Mohamad, S. (2020). Akad Mudharabah sebai Instrumen Pendanaan dan Pembiayaan di Lembaga Keuangan Syariah. Jurnal Asy-Syariah, 22(2), 222. https://doi.org/https://doi.org/10.51476/madani DOI: https://doi.org/10.15575/as.v22i2.10024
Dewy, A. (2019). Urgensi Akad Dalam Transaksi Bisnis. Jurnal Madani Syariah, 2(1), 79–88. https://doi.org/https://doi.org/10.51476/madani DOI: https://doi.org/10.51476/madani
Hadijah, S. (2025). Tips Menabung: Cara Efektif Mengelola Keuangan Untuk Masa Depan. Cermati. https://www.cermati.com/artikel/tips-menabung-cepat
Hicks, S. (2019). Gap Between Financial Industry’s Intentions and Actions for Improving Customer Financial Health. www.finhealthnetwork.org.
Jalil, A. (2023). Nilai Filosofis Transaksi Dalam Ekonomi Syariah. Jurnal Al-Mizan: Jurnal Ekonomi Syariah, 9(3), 3993–3999. https://doi.org/10.29040/jiei.v9i3.9531 DOI: https://doi.org/10.54459/almizan.v6iII.589
Jamaludin, J., Oktrima, B., Virby, S., Fauziah, G., & Sairin, S. (2020). Pentingnya Manajemen Keuangan Keluarga Pada Ibu PKK Kelurahan Pondok Benda Guna Meminimalisir Pengeluaran dan Animo Menabung Ditengah Pandemi Covid-19. Jurnal Lokabmas Kreatif: Loyalitas Kreatifitas Abdi Masyarakat Kreatif, 1(3), 112–123. https://doi.org/10.32493/jlkklkk.v1i3.p112-123.7732 DOI: https://doi.org/10.32493/jlkklkk.v1i3.p112-123.7732
Kusumastuti, D. (2021). Peningkatan Literasi Keuangan melalui Pelatihan Evaluasi dan Perencanaan Keuangan Sehat Berbasis Syariah pada Pengusaha Muslim Skala Mikro Kecil di Purwokerto. Solidaritas: Jurnal Pengabdian, 1(1), 31–42. https://doi.org/10.24090/sjp.v1i1.5136 DOI: https://doi.org/10.24090/sjp.v1i1.5136
Nurhadi, N. (2019). Rahasia Hikmah Dibalik Akad-Akad Dalam Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 5(1), 42–65. https://doi.org/10.29040/jiei.v5i01.346 DOI: https://doi.org/10.29040/jiei.v5i01.346
Sarah. (2026). Apa Itu Financial Check-Up? Kenali Manfaat dan Caranya,. BFI Finance. https://www.bfi.co.id/id/blog/financial-check-up-adalah
Septarini, B. (2017). Akad Sebagai Bingkai Transaksi Bisnis Syariah. Jurnal Jurisprudence, 7(2), 152–159. https://doi.org/10.23917/jurisprudence.v7i2.4095 DOI: https://doi.org/10.23917/jurisprudence.v7i2.4095
Silaya, M. A. (2020). Financial Health?: Suatu Kajian Pustaka. Jurnal Ekonomi Peluang, 14(1), 99–110.
Tatik, Maisaroh, Selfira, & K, M. (2021). Penguatan Financial Literacy dan Manajemen SDM Pada Industri Ekonomi Kreatif Berbasis Komunitas Wirausaha. Rahmatan Lil’Alamin Journal of Community Services, 1(1), 20–28. https://doi.org/10.20885/RLA.Vol1.iss1.art4 DOI: https://doi.org/10.20885/RLA.Vol1.iss1.art4