Nugroho, N. S., & Panuntun, B. (2022). Pengaruh Financial Knowledge, Financial Skills, dan Income Terhadap Financial Management Behavior Generasi Z. Selekta Manajemen: Jurnal Mahasiswa Bisnis & Manajemen, 1(1), 189–207. Retrieved from https://journal.uii.ac.id/selma/article/view/23806