Nugroho, Nabila Shafarana, and Bagus Panuntun. 2022. “Pengaruh Financial Knowledge, Financial Skills, Dan Income Terhadap Financial Management Behavior Generasi Z”. Selekta Manajemen: Jurnal Mahasiswa Bisnis & Manajemen 1 (1):189-207. https://journal.uii.ac.id/selma/article/view/23806.