Zulhajmi, D. A. and Rafik, A. (2022) “The Effect of Personality Characteristics, Pessimism, and Procrastination towards Investment Decisions”, Selekta Manajemen: Jurnal Mahasiswa Bisnis & Manajemen, 1(3), pp. 113–140. Available at: https://journal.uii.ac.id/selma/article/view/25114 (Accessed: 21 November 2024).