Nugroho, Nabila Shafarana, and Bagus Panuntun. “Pengaruh Financial Knowledge, Financial Skills, Dan Income Terhadap Financial Management Behavior Generasi Z”. Selekta Manajemen: Jurnal Mahasiswa Bisnis & Manajemen 1, no. 1 (May 30, 2022): 189–207. Accessed April 9, 2025. https://journal.uii.ac.id/selma/article/view/23806.