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Abstract
Work Accident Insurance (JKK) is a protection for the risk of accidents or illness due to work during the service period. JKK is divided into two benefits, namely care and compensation. Undang-Undang Republik Indonesia No 102/2015 regulates that scholarship assistance is given in lump sum (at once). Giving lumpsum scholarship assistance is felt to be less on target. Some cases that have occurred, the recipient (heir) has not attended school when given scholarship assistance so it is probable that the scholarship assistance is not used properly. This study discusses 3 models, namely the lumpsum model based on Undang-Undang Republik Indonesia No 102/2015, alternative model 1 (Rp 30,000,000 and given when entering a new level of education), and alternative model 2 (Rp 40,000,000 and given when entering a new level of education). There are three criteria in determining the best model, which has a greater benefit value, the burden that must be borne by the company is smaller or the same as the lumpsum method and payment is more targeted. By using these three criteria, it was found that alternative model 2 was the best model.
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References
- Indonesia, The 1945 Constitution of the Republic of Indonesia. 1945
- ILO, C102 Social Scurity (Minimum Standards) Convention, 1952, Geneva: ILO Publications, 2008.
- R. Arifani, "Prosedur Pembayaran Premi bagi Pemegang Polis Asuransi Jiwa Bersama (AJB)
- P. Duric, K. Diaconu, F. O'May, J. Rybovic, and M. Stevenson, "Informal work-related injuries: a one year protective study in a rural community in Serbia," Int. J. Inj. Contr. Saf. Promot., pp. 1-9
- B. Darimont and C. Yanyuan, "Occupational Accident Insurance Reform and Legislation in China," Int. Soc. Secur. Rev., vol. 58, no. 1, 2005.
- E. Kaseke and M. Ncube, "Work Accident Insurance and Prevention in Southern Africa: The case of Zimbabwe, "Int. Soc. Secur. Rev., vol. 56, no. 3, 2003.
- BPJSTK, "2007 Annual Report," 2018.
- Indonesia, Law of the Republic of Indonesia Number 40 on Insurance. 2014
- A. Abbas and Salim, Dasar-Dasar Asuransi. Bandung: tarsito, 1985.
- A. Hasymi and Ali, Bidang Usaha Asuransi. Jakarta: Bumi Aksara, 1999.
- Indonesia, Lwa of the Republic of Indonesia Number 40 Concerning National Social Security System. 2004
- H. R. Abdullaj, "Prosedur Administrasi Klaim Habis Kontrak Produk Asuransi Mitra Beasiswa Berencana pada AJB Bumiputra 1912 Cabang Jember," 2019.
- Indonesia, Law of the Republic of Indonesia Number 2 on Insurance Business. 1992.
- Indonesia, Goverment Regulation of the Republic of Indonesia Number 102 on Social Insurance for TNI, Members of the Indonesian National Police, and Civil Servant in the Ministry of Defense and Police of the Republic of Indonesia. 2015
- B. Frensidy, Matematika Keuangan, 3rd ed. jakarta: Salemba Empat, 2010.
References
Indonesia, The 1945 Constitution of the Republic of Indonesia. 1945
ILO, C102 Social Scurity (Minimum Standards) Convention, 1952, Geneva: ILO Publications, 2008.
R. Arifani, "Prosedur Pembayaran Premi bagi Pemegang Polis Asuransi Jiwa Bersama (AJB)
P. Duric, K. Diaconu, F. O'May, J. Rybovic, and M. Stevenson, "Informal work-related injuries: a one year protective study in a rural community in Serbia," Int. J. Inj. Contr. Saf. Promot., pp. 1-9
B. Darimont and C. Yanyuan, "Occupational Accident Insurance Reform and Legislation in China," Int. Soc. Secur. Rev., vol. 58, no. 1, 2005.
E. Kaseke and M. Ncube, "Work Accident Insurance and Prevention in Southern Africa: The case of Zimbabwe, "Int. Soc. Secur. Rev., vol. 56, no. 3, 2003.
BPJSTK, "2007 Annual Report," 2018.
Indonesia, Law of the Republic of Indonesia Number 40 on Insurance. 2014
A. Abbas and Salim, Dasar-Dasar Asuransi. Bandung: tarsito, 1985.
A. Hasymi and Ali, Bidang Usaha Asuransi. Jakarta: Bumi Aksara, 1999.
Indonesia, Lwa of the Republic of Indonesia Number 40 Concerning National Social Security System. 2004
H. R. Abdullaj, "Prosedur Administrasi Klaim Habis Kontrak Produk Asuransi Mitra Beasiswa Berencana pada AJB Bumiputra 1912 Cabang Jember," 2019.
Indonesia, Law of the Republic of Indonesia Number 2 on Insurance Business. 1992.
Indonesia, Goverment Regulation of the Republic of Indonesia Number 102 on Social Insurance for TNI, Members of the Indonesian National Police, and Civil Servant in the Ministry of Defense and Police of the Republic of Indonesia. 2015
B. Frensidy, Matematika Keuangan, 3rd ed. jakarta: Salemba Empat, 2010.