Analisis pengaruh faktor internal bank dan eksternal terhadap Non-Performing Financing (NPF) pada Bank Perkreditan Rakyat Syariah di Indonesia

Rindang Nuri Isnaini Nugrohowati, Syafrildha Bimo


This study aims to determine the internal and macroeconomic factors that influence Non-Performing Financing (NPF) of BPRS (Sharia Rural Banks) in Indonesia. Data analysis method used in this study is panel data regression by taking a sample of 54 BPRS from 2012 to 2017 biannually. The results of this study show that toward NPF of BPRS in Indonesia, the variable of Total Asset has no significant effect, CAR and ROA have a negative and significant effect, while OER has a positive and significant effect. Meanwhile, the macroeconomic variables of BI Rate and PDRB have a positive and significant effect toward NPF of BPRS in Indonesia. Lastly, the variables of inflation and unemployment have no effect toward NPF of BPRS in Indonesia.

Full Text:


Article Metrics

Metrics Loading ...

Metrics powered by PLOS ALM


  • There are currently no refbacks.

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Jurnal Ekonomi dan Keuangan Islam (JEKI) is currently indexed by:

Sinta (Science and Technology Index); REPEC (Econpapers)Crossref; BAZE-Bielefeld Academic Search Engine; Google Scholar; PKP IndexGARUDA-Garba Rujukan Digital; ROAD-Directory of Open Access Scholarly Resources; Harvard Library; NelitiMicrosoft Academic; Academia; ISSUU; Dimensions; Rootindexing; Eurasian Scientific Journal Index; Academic Research Index; LIVIVO; Journal Factor; General Impact Factor; ECONBIZ; SSRN; SCRIBD; INTERNET ARCHIVE; SIS Scientific Indexing ServicesWorldCat; Indonesia OneSearchMyScienceWork; BibSonomy; Citefactor; TEI Turk Egitim EndeksiJournalsDirectory; InternationalScientificIndexing(ISI) SWB Online-katalog; Beluga; THM-Technische Hochschule Mittelhessen; Tufts University; ZBB; UBL-Universitas Bibliothek Leipzig











Jurnal Ekonomi dan Keuangan Islam (JEKI)

P-ISSN 2088-9968; E-ISSN 2614-6908

Published by:
Pusat Pengkajian dan Pengembangan Ekonomi Islam - P3EI
(Center for Islamic Economics Studies and Development)
Faculty of Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia

Creative Commons License
JEKI by is licensed under a Creative Commons Attribution 4.0 International License.