Article Sidebar

Submitted
July 18, 2022
Accepted
August 31, 2022
Published
September 8, 2022
Download
Full text PDF
Statistic
Read Counter : 297 Download : 335

Downloads

Download data is not yet available.

Main Article Content

Abstract

Purpose – This study aims to analyze the utilization of zakat funds carried out by BAZNAS Tangerang City through the ZMart program.
Methodology – The method in this research is the descriptive qualitative method. The primary sources in this study were interviews and observations of the administrator of the ZMart BAZNAS program in Tangerang City, mustahik, who owns a ZMart store, and ZMart consumers. Secondary data sources come from several articles, data, and information related to the ZMart program.
Findings – The results of this study illustrate that the utilization of zakat funds through the ZMart program is still unable to improve the welfare of mustahik towards muzakki because of the limited capital provided in managing their business, so they are only able to survive in managing a small shop. However, the ZMart application has been beneficial in managing small stalls even though the shop owners are still relatively low in using the latest technology.
Practical implications – This research can be a source of data for BAZNAS Tangerang City and researchers, in general, to evaluate the ZMart program and its implementation to improve the welfare of mustahik towards muzakki.
Originality – most studies analyze ZMart as a mustahik empowerment program focusing on the programs it does. This research focused on the results of the ZMart program, which can provide welfare in managing the business to increase the degree of mustahik to become muzakki.

Article Details

License

Copyright (c) 2022 Abdul Rachman

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
How to Cite
Rachman, A. (2022). Utilization of productive zakat funds in the ZMart Program to improve mustahik welfare. Review of Islamic Social Finance and Entrepreneurship, 1(1), 74–83. https://doi.org/10.20885/RISFE.vol1.iss1.art6
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Adiwijaya & Suprianto. (2020). Good governance of zakat institutions: A literature review. Journal of Southwest Jiaotong University, 55(2), Article 2. http://jsju.org/index.php/journal/article/view/561
  2. Afrilda, R. (2018). Dampak zakat produktif melalui Z-Mart terhadap kondisi sosial ekonomi kaum Dhuafa di desa Secanggang kabupaten Langkat [Thesis, Universitas Islam Negeri Sumatera Utara Medan]. http://repository.uinsu.ac.id/5399/
  3. Al-Ayubi, S., Ascarya, & Possumah, B. T. (2018). Examining the efficiency of zakat management: indonesian zakat institutions experiences. International Journal of Zakat, 3(1), 37–55. https://doi.org/10.37706/ijaz.v3i1.66
  4. Asfarina, M., Ascarya, A., & Beik, I. S. (2019). Classical and contemporary fiqh approaches to re-estimating the zakat potential in Indonesia. Journal of Islamic Monetary Economics and Finance, 5(2), 387–418. https://doi.org/10.21098/jimf.v5i2.1068
  5. Bara, A. L., & Pradesyah, R. (2020). Analysis of the management of productive zakat at the Muhammadiyah, city of Medan. Proceeding International Seminar of Islamic Studies, 1(1), 617–623. http://jurnal.umsu.ac.id/index.php/insis/article/view/4196/pdf_80
  6. Fauziyyah, S., Saripudin, U., & Srisusilawati, P. (2021). Pengaruh program Z-Mart BAZNAS terhadap kesejahteraan UMKM kota Bandung. Prosiding Hukum Ekonomi Syariah, 0, 253–257. https://doi.org/10.29313/syariah.v0i0.27799
  7. Friantoro, D., & Zaki, K. (2018). Do we need financial technology for collecting zakat? International Conference of Zakat. https://doi.org/10.37706/iconz.2018.133
  8. Ganiyev, A & Umaraliev, S (2020). The role of zakat in the early stages of the Islamic civilisation. EPRA International Journal of Multidisciplinary Research (IJMR), 441–444. https://doi.org/10.36713/epra2823
  9. Hafidhuddin, D. (2019). Peran strategis organisasi zakat dalam menguatkan zakat di dunia. Al-Infaq: Jurnal Ekonomi Islam, 2(1), 1–4. https://doi.org/10.32507/ajei.v2i1.361
  10. Mustahik Economic Empowerment Institute BAZNAS – Gerakan Cinta Zakat. (t.t.). (2022, May).https://lpem.baznas.go.id/
  11. Lubis, M., & Azizah, A. H. (2018). Towards achieving the efficiency in zakat management system: interaction design for optimization in Indonesia. Dalam N. Abdullah, W. A. Wan Adnan, & M. Foth (Ed.), User Science and Engineering (Vol. 886, hlm. 289–301). Springer Singapore. https://doi.org/10.1007/978-981-13-1628-9_26
  12. Muhammad, I. (2019). Analysis of zakat system in high-income Islamic countries. The Journal of Muamalat and Islamic Finance Research, 1–11. https://doi.org/10.33102/jmifr.v16i2.219
  13. Priatmoko, S., & Putri, R. L. (2021). Zmart for empowerment community welfare. International Journal of Zakat, 6(3), 87–100. https://doi.org/10.37706/ijaz.v6i3.308
  14. Saad, R. A. J., Farouk, A. U., & Abdul Kadir, D. (2020). Business zakat compliance behavioral intention in a developing country. Journal of Islamic Accounting and Business Research, 11(2), 511–530. https://doi.org/10.1108/JIABR-03-2018-0036
  15. Seribu Z-Mart Bakal Berdiri di Kota Tangerang—News Liputan6.com. (t.t.). (2022, May). https://www.liputan6.com/news/read/3933056/seribu-z-mart-bakal-berdiri-di-kota-tangerang
  16. Srinovita, Y., Kuswandi, D., Asmita, B., & Fahrudin, F. (2019). The impact of Z-Mart BAZNAS program on community welfare enhancement. International Conference of Zakat, 160–167. https://doi.org/10.37706/iconz.2019.168
  17. Studies, B. C. of S. (t.t.). (2022, May). Indikator Pemetaan potensi zakat (IPPZ). BAZNAS Center of Strategic Studies. https://www.puskasbaznas.com/publications/books/976-indikator-pemetaan-potensi-zakat-ippz
  18. Suprayitno, E., Aslam, M., & Harun, A. (2017). Zakat and SDGs: Impact zakat on human development in the five states of Malaysia. International Journal of Zakat, 2(1), 61–69. https://doi.org/10.37706/ijaz.v2i1.15
  19. Utami, P., Suryanto, T., Nasor, M., & Ghofur, R. A. (2020). The effect of digitalization zakat payment against potential of zakat acceptance in national amil zakat agency. IQTISHADIA, 13(2), 216. https://doi.org/10.21043/iqtishadia.v13i2.7809
  20. Wibisono, Y. (2015). Mengelola zakat Indonesia. Jakarta: Penerbit Prenadamedia Group.
  21. Yusfiarto, R., Setiawan, A., & Nugraha, S. S. (2020). Literacy and intention to pay zakat. International Journal of Zakat, 5(1), 15–27. https://doi.org/10.37706/ijaz.v5i1.221
  22. Zakaria, Z., Majid, M. D. A., Ahmad, Z., Jusoh, Z., & Zakaria, N. Z. (2017). Influence of halal certification on customers’ purchase intention. Journal of Fundamental and Applied Sciences, 9(5S), 772–787. https://doi.org/10.4314/jfas.v9i5S.55
  23. ZMart Help Develop Small Stalls. (t.t.). (2022, May). https://tangerangkota.go.id/berita/detail/19433/zmart-bantu-kembangkan-warung-kecil.