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(1) Islamic Banking and Finance, Institute of Islamic Banking and Finance, International Islamic University Malaysia, Kuala Lumpur, Malaysia ,

(2) Islamic Banking and Finance, Institute of Islamic Banking and Finance, International Islamic University Malaysia, Kuala Lumpur, Malaysia

(1) Management Study Program, Sekolah Tinggi Ilmu Ekonomi Mulia Pratama, Bekasi, Indonesia ,

(2) Management Study Program, Sekolah Tinggi Ilmu Ekonomi Mulia Pratama, Bekasi, Indonesia

(1) Department of Economics, Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, Malaysia ,

(2) Department of Economics, Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, Malaysia ,

(3) Department of Economics, Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, Malaysia ,

(4) Department of Economics, Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, Malaysia

(1) Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia ,

(2) College of Business, University of Buraimi, Sultanate of Oman, Oman ,

(3) Development Economics Study Program, Faculty of Economics and Business, Universitas Sumatera Utara, Medan, Indonesia ,

(4) Development Economics Study Program, Faculty of Economics and Business, Universitas Sumatera Utara, Medan, Indonesia ,

(5) Development Economics Study Program, Faculty of Economics and Business, Universitas Sumatera Utara, Medan, Indonesia ,

(6) Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia ,

(7) Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia

(1) Department of Magister Islamic Economics, Faculty of Sharia Economics and Business, Tazkia Islamic University, Bogor, Indonesia ,

(2) Department of Islamic Economics, Faculty of Sharia Economics and Business, Tazkia Islamic University, Bogor, Indonesia and Institute of Islamic Banking and Finance, International Islamic University Malaysia, Selangor, Malaysia ,

(3) Department of Sharia Business Management, Faculty of Sharia Economics and Business, Tazkia Islamic University, Bogor, Indonesia ,

(4) Department of Magister Islamic Economics, Faculty of Sharia Economics and Business, Tazkia Islamic University, Bogor, Indonesia

(1) Faculty of Islamic Economics and Business, Imam Bonjol State Islamic University, Padang, Indonesia ,

(2) Faculty of Islamic Economics and Business, Imam Bonjol State Islamic University, Padang, Indonesia ,

(3) Faculty of Economics, Marmara University, İstanbul, Türkiye ,

(4) Faculty of Islamic Economics and Business, Imam Bonjol State Islamic University, Padang, Indonesia

(1) Shariah Economic Department, Faculty of Economy and Business, Airlangga University, Surabaya, Indonesia ,

(2) Shariah Economic Department, Faculty of Economy and Business, Airlangga University, Surabaya, Indonesia ,

(3) Shariah Economic Department, Faculty of Economy and Business, Airlangga University, Surabaya, Indonesia ,

(4) Shariah Economic Department, Faculty of Economy and Business, Airlangga University, Surabaya, Indonesia ,

(5) Shariah Economic Department, Faculty of Economy and Business, Airlangga University, Surabaya, Indonesia