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Abstract
Penerbitan CWLS (Cash waqf linked sukuk) merupakan salah satu bentuk komitmen pemerintah untuk
mendukung pengembangan investasi sosial dan pengembangan wakaf produktif di Indonesia. Minat
masyarakat terhadap cash waqf linked sukuk terus meningkat. Akan tetapi, partisipasi generasi z pada
investasi CWLS masih rendah. Hal ini dibuktikan dengan tidak adanya wakif generasi z yang memesan
SWR002. Padahal pada penjualan CWLS Ritel seri SWR00, partisipasi wakif pada generasi z dengan
pemesanan Rp 9 juta dan wakif sejumlah 4 orang. Salah satu penyebab rendahnya partisipasi generasi z
pada investasi CWLS dapat dikorelasikan dengan masih rendahnya literasi keuangan generasi z tentang
CWLS. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap minat investasi
CWLS pada gen z. Data penelitian ini menggunakan data primer yang disebarkan melalui google form
kepada 100 responden dengan kriteria mahasiswa di Yogyakarta yang mengetahui wakaf dan belum
pernah berinvestasi CWLS. Pengambilan data dalam penelitian ini dilakukan dalam kurun waktu bulan MeiJuni 2022. Penelitian ini menggunakan teknik purposive sampling dalam pengambilan sampelnya. Jenis
penelitian ini adalah kuantitatif dengan metode analisis data yang digunakan adalah regresi sederhana
dengan menggunakan software SPSS versi 25. Hasil penelitian ini menunjukkan bahwa variabel literasi
keuangan berpengaruh positif signifikan terhadap minat investasi cash waqf linked sukuk (Y). Serta secara
simultan literasi keuangan (X) berpengaruh positif signifikan terhadap minat investasi cash waqf linked
sukuk (Y). Variabel independen berkontribusi mempengaruhi variabel dependen sebesar 33% sedangkan
sisanya 67% dipengaruhi oleh variabel lain di luar model.
Kata Kunci: Literasi Keuangan, Minat Investasi, CWLS, Generasi Z
Keywords
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