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Abstract
Writing in the scientific article is to give an idea of writing about the idea of established an Islamic finance institution called Bank Haji Indonesia (BHI) as Financial institution that manages funds in full pilgrims collected up to trillions of rupiah each year in the Ministry of Religious Affairs of the Republic of Indonesia. Haji as the five pillars of Islam which was not only aimed at increasing piety and spiritual values of the perpetrators, but also save a great economic potential (Economic Hajj). The number of pilgrims from Indonesia is the most compared to other countries in the world that every year is always to obtain a quota of up to 200 thousand over the congregation. If we analyze each year there are 210-215 candidate hajj with a 16 thousand pilgrims among Hajj plus. If the average is taken every pilgrims issued ONH (regular or plus) of Rp 30 million it will get the Rp 6.45 trillion. From this simple calculation we get spending any pilgrims estimated to average USD 35 million. Up to by July 1, 2011 BPIH initial deposit ranging up to figures collected Rp. 31.34 trillion and the Ummah Endowment Fund of Rp 1.9 trillion. If the pilgrim fund can be managed optimally will certainly have an impact and benefits for the welfare of pilgrims indonesia.
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References
- http://bwi.or.id/index.php?option=com_content&view=article&id=636: tiga-alternatif-pengelolaan-dana-haji&catid=14:lintasberita&Itemid=134&lang=ar diakses pada tanggal 14 febuari 2012
- http://harian-pelita.pelitaonline.com/cetak/2013/01/30/melirik-tabung-haji-malaysia-untuk-membangun-kesejahteraan-umat#.UTg1DDewOSo diakses 07 maret 2013
- http://ib.eramuslim.com/2010/05/31/dirikan-bank-syariah-haji-solusikah/ diakses 14 febuari 2012.
- http://www.halaljournal.com/article/5392/howmalaysia%C3%A2ae%E2% 84%A2s-tabung-haji-could-provide-haj-financing-a-shariah-compliant-model diakses 20 feb 2012.
- http://www.infobanknews.com/2011/01/kemana-aliran-dana-haji-mengalir/ diakses 20 Febuari 2012.
- IDB Prize Winners’ Lecture Series No. 4. 1995. Tabung Haji as an Islamic Financial Institution : The Mobilization of Investment Resources in an Islamic Way an The Management of Hajj. Jeddah : IRTI Islamic Development Bank.
- Majalah Realita Haji Edisi IV Tahun 2011
- Majalah Sharing Edisi 35 Thn IV November 2009 hal 46
- Miles, Matthew B. Dan A. Micheal Huberman. Tanpa tahun. Analisis Data Kualitatif. (terj. Tjetjep Rohendi Rohidi). Jakarta: UI Press.
- Supardi. 2005. Metodologi Penelitian Ekonomi dan Bisnis. Yogyakarta: UII Press.
- www.haji.kemenag.go.id diakses 14 febuari 2012
- www.tabunghaji.go.my diakses 14 febuari 2012
References
http://bwi.or.id/index.php?option=com_content&view=article&id=636: tiga-alternatif-pengelolaan-dana-haji&catid=14:lintasberita&Itemid=134&lang=ar diakses pada tanggal 14 febuari 2012
http://harian-pelita.pelitaonline.com/cetak/2013/01/30/melirik-tabung-haji-malaysia-untuk-membangun-kesejahteraan-umat#.UTg1DDewOSo diakses 07 maret 2013
http://ib.eramuslim.com/2010/05/31/dirikan-bank-syariah-haji-solusikah/ diakses 14 febuari 2012.
http://www.halaljournal.com/article/5392/howmalaysia%C3%A2ae%E2% 84%A2s-tabung-haji-could-provide-haj-financing-a-shariah-compliant-model diakses 20 feb 2012.
http://www.infobanknews.com/2011/01/kemana-aliran-dana-haji-mengalir/ diakses 20 Febuari 2012.
IDB Prize Winners’ Lecture Series No. 4. 1995. Tabung Haji as an Islamic Financial Institution : The Mobilization of Investment Resources in an Islamic Way an The Management of Hajj. Jeddah : IRTI Islamic Development Bank.
Majalah Realita Haji Edisi IV Tahun 2011
Majalah Sharing Edisi 35 Thn IV November 2009 hal 46
Miles, Matthew B. Dan A. Micheal Huberman. Tanpa tahun. Analisis Data Kualitatif. (terj. Tjetjep Rohendi Rohidi). Jakarta: UI Press.
Supardi. 2005. Metodologi Penelitian Ekonomi dan Bisnis. Yogyakarta: UII Press.
www.haji.kemenag.go.id diakses 14 febuari 2012
www.tabunghaji.go.my diakses 14 febuari 2012