Analisis efisiensi perbankan syariah di Indonesia metode Stochastic Frontier Analysis

Lathiefah Rabbaniyah, Akhsyim Afandi

Abstract

This study aims to analyse the efficiency of Islamic Banking in Indonesia during 2010 to 2016. Samples in this study consist of 8 sharia banks (BUS), 4 devisa banks and 4 non devisa banks. Stochastic Frontier Analysis (SFA) method is used to analyze data of this study with production function approach. The input  variables are total fixed asset, total deposits, and operational cost. While the output variable is total financing of sharia bank. The result of study showed the highest efficient score by BUS devisa is BNI Syariah during 2015 period as 0,9981. The highest efficient score for BUS non devisa is BRI Syariah during 2010 period with 0,9998. Meanwhile, the lowest efficient score for BUS devisa is BNI Syariah during 2010 period with 0,8089, and the lowest efficient score for BUS non devisa is BCA Syariah during 2010 period with 0,7125.

Keywords

efficiency, Islamic Banking, Stochastic Frontier Analysis

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References

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Proceeding of Conference on Islamic Management, Accounting, and Economics
(CIMAE) ISSN 2656-1425

Published by Pusat Pengkajian dan Pengembangan Ekonomi Islam -P3EI (Center for Islamic Economics Studies and Development), Faculty of Economics, Universitas Islam Indonesia, Indonesia.