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Abstract
This study aims to analyse the efficiency of Islamic Banking in Indonesia during 2010 to 2016. Samples in this study consist of 8 sharia banks (BUS), 4 devisa banks and 4 non devisa banks. Stochastic Frontier Analysis (SFA) method is used to analyze data of this study with production function approach. The input variables are total fixed asset, total deposits, and operational cost. While the output variable is total financing of sharia bank. The result of study showed the highest efficient score by BUS devisa is BNI Syariah during 2015 period as 0,9981. The highest efficient score for BUS non devisa is BRI Syariah during 2010 period with 0,9998. Meanwhile, the lowest efficient score for BUS devisa is BNI Syariah during 2010 period with 0,8089, and the lowest efficient score for BUS non devisa is BCA Syariah during 2010 period with 0,7125.
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References
- Aigner, Dennis J., C.A. Knox Lovell, dan Peter Schmidt. (1976). Formulation and Estimation of Stochastic Frontier Production Function Models. California: The Rand Corporation.
- Apriyanan, Alfin., Hermanto Siregar, dan Heni Hasanah. (2015). Faktor-faktor yang Mempengaruhi Efisiensi Biaya Perbankan di Kawasan ASEAN-5. Jurnal Manajemen Teknologi, Vol. 14, No. 3, hal. 321-333.
- Berger, Allen dan David B. Humprey. (1997). Efficeincy of Financial Institutions: International Survey and Directions for Future Research. European Journal of Operational Research, Vol. 98, hal. 175-212.
- Berger, A.N. dan L.J. Mester. (1997). Inside the Black Box: What Explains Differences in the Efficienciesof Financial Institution? Journal of Banking & Finance, Vol. 21, hal. 895-947.
- Candra, Sendyvia dan Agung Yulianto. (2015). Analisis Rasio Keuangan terhadap Tingkat Efisiensi Bank Umum Syariah (Two Stage SFA). Accounting Analysis Journal. Vol. 4, No. 4, hal. 1-9.
- Coelli, T. (1996). A Guide to Frontier Version 4.1: A Computer Program for Stochastic and Frontier Production Cost Function Estimation. New South Wales: Centre for Efficiency and Productivty Analysis, University of New England.
- Coelli, T., Rao, D. S. P., O’Donnel, C. J., Battese, G. E. (2005). An Introduction to Efficiency and Productivity Analysis (Ed.ke-2). New York: Springer Science.
- Muharam, Harjum dan Rizki Pusvitasari. (2007). Analisis Perbandingan Efisiensi Bank Syariah di Indonesia dengan Metode Data Envelopment Analysis Periode Tahun 2005. Jurnal Fakultas Ekonomi Universitas Diponegoro, Vol.11 No. 03, Desember 2007.
- Sugiono. (2005). Metode Penelitian Bisnis. Bandung: Alfabeta.
- Tahir, Izah Mohd. (2012). The Determination of Bank Inefficiency in ASEAN Banking. Jurnal Pengurusan, No. 36, hal. 69-76.
References
Aigner, Dennis J., C.A. Knox Lovell, dan Peter Schmidt. (1976). Formulation and Estimation of Stochastic Frontier Production Function Models. California: The Rand Corporation.
Apriyanan, Alfin., Hermanto Siregar, dan Heni Hasanah. (2015). Faktor-faktor yang Mempengaruhi Efisiensi Biaya Perbankan di Kawasan ASEAN-5. Jurnal Manajemen Teknologi, Vol. 14, No. 3, hal. 321-333.
Berger, Allen dan David B. Humprey. (1997). Efficeincy of Financial Institutions: International Survey and Directions for Future Research. European Journal of Operational Research, Vol. 98, hal. 175-212.
Berger, A.N. dan L.J. Mester. (1997). Inside the Black Box: What Explains Differences in the Efficienciesof Financial Institution? Journal of Banking & Finance, Vol. 21, hal. 895-947.
Candra, Sendyvia dan Agung Yulianto. (2015). Analisis Rasio Keuangan terhadap Tingkat Efisiensi Bank Umum Syariah (Two Stage SFA). Accounting Analysis Journal. Vol. 4, No. 4, hal. 1-9.
Coelli, T. (1996). A Guide to Frontier Version 4.1: A Computer Program for Stochastic and Frontier Production Cost Function Estimation. New South Wales: Centre for Efficiency and Productivty Analysis, University of New England.
Coelli, T., Rao, D. S. P., O’Donnel, C. J., Battese, G. E. (2005). An Introduction to Efficiency and Productivity Analysis (Ed.ke-2). New York: Springer Science.
Muharam, Harjum dan Rizki Pusvitasari. (2007). Analisis Perbandingan Efisiensi Bank Syariah di Indonesia dengan Metode Data Envelopment Analysis Periode Tahun 2005. Jurnal Fakultas Ekonomi Universitas Diponegoro, Vol.11 No. 03, Desember 2007.
Sugiono. (2005). Metode Penelitian Bisnis. Bandung: Alfabeta.
Tahir, Izah Mohd. (2012). The Determination of Bank Inefficiency in ASEAN Banking. Jurnal Pengurusan, No. 36, hal. 69-76.