Article Sidebar

Download
PDF Variable Construction
Statistic
Read Counter : 709 Download : 657

Downloads

Download data is not yet available.

Main Article Content

Abstract

Purpose – This study aims (i) to analyze the readiness of zakat management institutions in zakat digitalization and (ii) to analyze the problems and solutions in managing zakat funds through digital platforms.

Methodology – The study used two methods, called the interview and the Delphi-ANP methods. The data used in this study were the results of interviews with zakat managers (OPZ) in South Kalimantan (BAZNAS and LAZNAS). Besides practitioners, it also involved experts from various universities in South Kalimantan.

Findings – The results showed that most zakat institutions in South Kalimantan, Most zakat institutions have a good understanding and readiness to shift to digital platforms. Based on the analysis of problems and solutions in using digital platforms in zakat management, the study found alternative priority problems and solutions for zakat institutions. The problems and solutions covered human resources, IT, institution management and socialization and communication, muzakki, society, government and digitization. In particular, the main cluster of priority problems was management, and the main cluster of priority solutions included human resources.

Originality – The researchers reviewed several studies that explained problems and theories of zakat management through digital platforms. However, there is still seemingly no study reviewing problems to manage zakat funds through digital platforms provided by zakat institutions.

Practical implications – This research shows that OPZ needs to recruit IT and Digital Marketing people. In addition, it suggests OPZ designs and creates crowdfunding, e-wallet, e-commerce, website, and social media. Following that, OPZ should do digital planning for zakat collection and training conducted by BAZNAS Province and Center to OPZ periodically. They also need to establish a partnership with scholars (Ulama) and the government agencies to increase the payment zakat digitally.

Keywords

Zakat Digitalization Islamic Social Finance Delphi

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

How to Cite
Maulida, S., Amruzi, F. A., Hakim, B. R., & Beik, I. S. (2022). Problems and solutions in zakat digitalization: Evidence from South Kalimantan, Indonesia. Jurnal Ekonomi & Keuangan Islam, 8(1), 94–109. https://doi.org/10.20885/jeki.vol8.iss1.art7
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX
Crossref
Scopus
Google Scholar
Europe PMC

References

  1. Abror, A., & Hudayati, A. (2020). The effect of distributive justice on intention to pay zakat through zakat institutions using affective and cognitive trust as intervening variables. Jurnal Ekonomi & Keuangan Islam, 6(1), 24–33. https://doi.org/10.20885/jeki.vol6.iss1.art3
  2. Aini, Z. N., Yuli, S. B. C., & Hakim, R. (2018). Perilaku muzakki dalam membayar zakat melalui transaksi non-tunai di lembaga inisiatif zakat Indonesia ( IZI ) Surabaya. Jurnal Ekonomi Syariah Iqtishodia, 3(1), 39–57. https://doi.org/https://doi.org/10.35897/iqtishodia.v3i1.163
  3. Ascarya dan Yumanita, D. (2009). Formulasi indeks stabilitas keuangan dan peran perbankan syariah dalam sistem keuangan ganda di Indonesia (Working Paper). Center for Central Banking Education and Studies Bank Indonesia.
  4. Ascarya, & Yumanita, D. (2018). Analisis rendahnya pengumpulan zakat di Indonesia dan alternatif solusinya (Working Paper No 9). Bank Indonesia. http://publication-bi.org/repec/idn/wpaper/WP92018.pdf
  5. Aziz, M. R. A., & Anim, N. A. H. M. (2020). Trust towards zakat institutions among muslims business owners. Jurnal Ekonomi & Keuangan Islam, 6(1), 1–9. https://doi.org/10.20885/jeki.vol6.iss1.art1
  6. Azizah, U. S. Al, & Choirin, M. (2019). Financial innovation on zakat distribution and economic growth. International Conference of Zakat. https://doi.org/10.37706/iconz.2018.115
  7. Bariyah, N. O. N. (2016). Dinamika aspek hukum zakat dan wakaf di Indonesia. AHKAM : Jurnal Ilmu Syariah, 16(2), 197–212. https://doi.org/10.15408/ajis.v16i2.4450
  8. Budiman, T., & Octora, R. (2019). Perlindungan hukum bagi donatur dalam kegiatan donation based crowdfunding secara online. Kertha Patrika; Vol 41 No 3 (2019). https://ojs.unud.ac.id/index.php/kerthapatrika/article/view/49699
  9. Cholifah, U. (2019). Islam in digital age: The application of maqāsid as-syari’ah on digital zakat. Fikri : Jurnal Kajian Agama, Sosial dan Budaya, 4(1), 101–112. https://doi.org/10.25217/jf.v4i1.445
  10. Dalkey, N., & Helmer, O. (1963). An experimental application of the Delphi method to the use of experts. Management Science, 9, 458–467. https://doi.org/doi:10.1287/mnsc.9.3.458
  11. Fahlefi, R. (2018). Inklusi keuangan syariah melalui inovasi fintech di sektor filantropi. Batusangkar International Conference III, 205–212. https://ojs.iainbatusangkar.ac.id/ojs/index.php/proceedings/article/view/1556
  12. Fauzia, A. (2020). Covid-19 dan berkah zakat online di Indonesia. Forum Zakat. https://forumzakat.org/covid-19-dan-berkah-zakat-online-di-indonesia/
  13. Friantoro, D., & Zaki, K. (2019). Do we need financial technology for collecting zakat? International Conference of Zakat. https://doi.org/https://doi.org/10.37706/iconz.2018.133
  14. Gumilang, R. C. (2020). Tinjauan hukum islam terhadap keabsahan pembayaran zakat yang dilakukan secara online yang berafiliasi dengan baznas menurut Imam Syafi’i. Dinamika, Jurnal Ilmiah Ilmu Hukum, 53(7), 929–939. https://doi.org/Https://10.24843/KP.2019.v41.i03.p04
  15. Herman, H. (2019). Strategi komunikasi pengelolaan zakat, infak, dan sedekah (zis) melalui media sosial. Communicatus: Jurnal Ilmu Komunikasi, 1(2), 53–70. https://doi.org/10.15575/cjik.v1i2.4833
  16. Hiyanti, H., Nugroho, L., Sukmadilaga, C., & Fitrijanti, T. (2020). Peluang dan tantangan fintech (financial technology) syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(3), 326–333. https://doi.org/10.29040/jiei.v5i3.578
  17. Hsu, C.-C., & Sandford, B. A. (2007). The Delphi technique: Making sense of consensus. Practical Assessment, Research, and Evaluation, 12(10). https://doi.org/https://doi.org/10.7275/pdz9-th90
  18. Humas Baznas. (2020). BAZNAS ajak masyarakat zakat digital. Badan Amil Zakat Nasional https://baznas.go.id/Press_Release/baca/BAZNAS_Ajak_Masyarakat_Zakat_Digital/531
  19. Ibrahim, M. I., & Septiani, W. D. (2017). Sistem informasi penerimaan donasi (Studi kasus: Yayasan Sahabat Yatim Indonesia). Jurnal Ilmu Pengetahuan dan Teknologi Komputer, 3(1), 87–94. https://ejournal.nusamandiri.ac.id/index.php/jitk/article/view/365
  20. Maulana, G., & Syam, H. M. (2019). Pemanfaatan media sosial instagram sebagai sarana penggalangan dana (fundraising) oleh lembaga aksi cepat tanggap Aceh. Jurnal Komunikasi, 4, 16. http://jim.unsyiah.ac.id/FISIP/article/view/11491
  21. Mutula, S. M., & van Brakel, P. (2006). An evaluation of e-readiness assessment tools with respect to information access: Towards an integrated information rich tool. International Journal of Information Management, 26(3), 212–223. https://doi.org/10.1016/J.IJINFOMGT.2006.02.004
  22. Piliyanti, I. (2019). Fintech achieving sustainable development: The side perspective of crowdfunding platform. Shirkah: Journal of Economics and Business, 3(2). https://doi.org/10.22515/shirkah.v3i2.207
  23. Profatilov, D. A., Bykova, O. N., & Olkhovskaya, M. O. (2015). Crowdfunding: Online charity or a modern tool for innovative projects implementation? Asian Social Science, 11(3), 146–151. https://doi.org/10.5539/ass.v11n3p146
  24. Pusat Kajian Strategis BAZNAS. (2020). Outlook zakat nasional 2020. Pusat Kajian Strategis BAZNAS. https://www.puskasbaznas.com/publications/books/1113-outlook-zakat-indonesia-2020
  25. Qardhawi, Y. (1997). Fikh Al Zakah. Libanon: Muassasah Al Risalah.
  26. Rachman, M. A., & Salam, A. N. (2018). The reinforcement of zakat management through financial technology systems. International Journal of Zakat, 3(1), 57–69. https://doi.org/https://doi.org/10.37706/ijaz.v3i1.68
  27. Rahmatika, A. N., & Hariono, T. (2019). Risk management of zakat maal supervision in the fintech era based on literature review. International Conference of Zakat. https://doi.org/10.37706/iconz.2018.130
  28. Rizki, D. (2019). A Peer-to-peer lending methods in management of zakat funds through sharia financial institutions. International Conference of Zakat, 25–40. https://doi.org/10.37706/iconz.2019.146
  29. Saaty, T. L. (2004). Decision making — The analytic hierarchy and network processes (AHP/ANP). Journal of Systems Science and Systems Engineering, 13, 1–35. https://doi.org/10.1007/s11518-006-0151-5
  30. Saaty, T. L., & Vargas, L. G. (2006). Decision making with the analytic network process: Economic, political, social and technological applications with benefits, opportunities, costs and risks. Springer Science Business Media. https://doi.org/10.1007/0-387-33987-6
  31. Santoso, I. R. (2019). Strategy for optimizing zakat digitalization in alleviation poverty in the era of industrial revolution 4.0. Ikonomika, 4(1), 35–52. https://doi.org/10.24042/febi.v4i1.3942
  32. Soekapdjo, S., Tribudhi, D. A., & Nugroho, L. (2019). Fintech di era digital untuk meningkatkan kinerja ZIS di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(3), 137-144. https://doi.org/10.29040/jiei.v5i3.529
  33. Swandaru, R. (2019). Zakat management information system: E-service quality and its impact on zakat collection in Indonesia. International Journal of Zakat, 4(2), 41–72. https://doi.org/10.37706/ijaz.v4i2.190
  34. Ulya, N. U. (2019, February 19). Legal protection of donation-based crowdfunding zakat on financial technology: Digitalization of zakat under perspective of positive law and Islamic law (Conference session). International Conference of Zakat. Center of Strategic Studies BAZNAS Indonesia. https://doi.org/https://doi.org/10.37706/iconz.2018.132