Main Article Content
Abstract
Introduction
Article 65 of Aceh Qanun No. 11 of 2018 concerning Sharia Financial Institutions regulates that financial institutions operating in Nagroe Aceh Darussalam are required to make adjustments no later than three years from the promulgation of the qanun. PT Asuransi Sinarmas Syariah Banda Aceh is one of the financial institutions that is transitioning from conventional to sharia as the implementation of this qanun.
Objectives
This research aims to find out the impact of implementing this Qanun on PT Asuransi Sinarmas Syariah Banda Aceh.
Method
This qualitative research uses interviews, observation, and documentation for data collection. The data is then reduced, simplified and presented to draw conclusions.
Results
The results of the research show that there were changes in the payment mechanism carried out by PT Asuransi Sinarmas Syariah Banda Aceh before and after the implementation of the qanun. Apart from that, the implementation of the qanun caused PT Asuransi Sinarmas Syariah Banda Aceh to experience a decline in business of up to 70% in the initial stages. However, subsequently, PT Asuransi Sinarmas Syariah Banda Aceh began to experience an increase in business.
Implications
The sharia insurance industry in Nanggroe Aceh Darussalam needs to provide education and information about the implementation of the sharia system for the wider community.
Originality/Novelty
This research is unique because it contributes to the analysis of the impact of sharia legislation on the sharia insurance industry.
Keywords
Article Details
Copyright (c) 2023 Indah Simanjuntak, Sri Sudiarti, Nursantri Yanti
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