Main Article Content

Abstract

Introduction
Challenges in access to inclusive financial services are still a major issue for many micro, small and medium enterprises in Indonesia, including in Kisaran City. However, research that specifically discusses this is still rarely carried out.
Objectives
This research aims to analyze the role of sharia fintech in increasing the inclusiveness of micro, small and medium enterprises in Kisaran City.
Method
This research uses qualitative approach with primary data is obtained by interviewing three MSMEs owners using Sharia fintech. Secondary data is collected from books, the internet, academic journals, archives, and official records.
Results
The results of this research show an increase in the use of Sharia Fintech by micro, small and medium enterprises in Kisaran City in 2020-2023. Apart from that, the use of Sharia fintech has a positive influence in increasing financial inclusiveness and encouraging the growth of micro, small and medium enterprises in Kisaran City..
Implications
Micro, small and medium enterprises can use financial services from sharia fintech to increase access to funding and to expand customer payment models. Policy makers can continue to increase the role of sharia fintech for inclusiveness of micro, small and medium enterprises through more certain regulations and also increasing public education.
Originality/Novelty
This study contributes to enrich studies in the field of financial inclusion for micro, small, and medium enterprises with emphasize on the use of fintech.

Keywords

inclusive finance inclusivity micro, small, and medium enterprises Sharia fintech

Article Details

How to Cite
Maharani, S. ., Nurbaiti, N., & Dharma, B. . (2024). Contibution of Sharia fintech to micro, small, and medium enterprises’ inclusivity in Kisaran City. Journal of Islamic Economics Lariba, 10(1), 117–130. https://doi.org/10.20885/jielariba.vol10.iss1.art7

References

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