Article Sidebar

Submitted
November 10, 2020
Accepted
November 10, 2020
Published
January 5, 2021
Download
PDF
Statistic
Read Counter : 242 Download : 864

Main Article Content

Abstract

The development of financial institutions in Indonesia can be seen from the increasing number of non-bank financial institutions that have sprung up so that they may become an alternative to financial institutions other than banks to meet the needs of the community. One of them is financing institutions, especially those that use fiduciary guarantees which are considered to have a separate existence in terms of legal protection for creditors. Fiduciary guarantees are often applied in Murabahah financing contracts. Therefore, this study examines two problems, namely: First, how is the existence of fiduciary security as a measure of legal protection for creditors? Second, what is the legality of the fiduciary guarantee in the murabahah contract? This research is normative in nature, where the results conclude that: fiduciary guarantee which is an additional guarantee (accessoir) while the Murabahah contract is the primary agreement, therefore the existence of the fiduciary guarantee depends on the Murabahah contract itself; while the form of legality of the fiduciary guarantee in the murabahah contract is in the application of the precautionary principle.

Keywords

Fiduciary guarantee legal protection murabahah agreement

Article Details

License

Authors who publish with this journal agree to the following terms:


a. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.

b. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.

c. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
Author Biography

Muktar Bebi Saputra, Universitas Islam Indonesia

Pascasarjana Hukum
How to Cite
Saputra, M. B. (2021). Eksistensi Jaminan Fidusia Sebagai Langkah Perlindungan Hukum Bagi Kreditur Dalam Akad Murabahah: Studi Kasus Putusan Mahkamah Agung No. 452k/Ag/2016. Lex Renaissance, 5(2), 358–373. https://doi.org/10.20885/JLR.vol5.iss2.art7
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX
Crossref
Scopus
Google Scholar
Europe PMC

References

  1. Buku
  2. Ascarya, Akad & Produk Bank Syariah, PT Raja Grafindo Persada, Jakarta, 2007.
  3. Ghofur, Abdul, Penerapan Prinsip Syariah Dalam Lembaga Pembiayaan dan Perusahaan Pembiayaan, Pustaka Pelajar, Yogyakarta, 2008.
  4. Poesoko, Herowati, Dinamika Hukum Parate Executie Obyek Hak Tanggungan, Aswaja Pressindo, Yogyakarta, 2013.
  5. Sunaryo, Hukum Lembaga Pembiayaan, Sinar Grafika, Jakarta, 2008.
  6. Usmadi, Rachmadi, Produk dan Akad Perbankan Syariah di Indonesia, Citra Aditya Bakti, Bandung, 2009.
  7. Jurnal
  8. Ahyani, Sri, “Perlindungan Hukum Bagi Kreditur Melalui Perjanjian Jaminan Fidusia”, Jurnal Wawasan Hukum, Vol. 24, 2011.
  9. Akhsin, Muhammad Hilmii dan Anis Mashdurohatun, “Akibat Hukum Jaminan Fidusia Yang Tidak Didaftarkan Menurut UU Nomor 42 Tahun 1999”, Jurnal Akta, Vol. 4 No. 3, 2017.
  10. Khanifa, Nurma Khusna, “Jaminan Akad Murabahah di Lembaga Keuangan Syariah Kajian Hukum Perdata”, Jurnal Az Zarqa', Vol. 7, No. 2, 2015.