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Abstract

Micro enterprises are one component of business actors that have many limitations, especially on financing access. In fulfilling this capital, local government can issue policies on financing for micro enterprises, one of which is sharia financing through Islamic Microfinance Institutions (IMFIs). This study aims to determine Bogor city government policy model on sharia financing for micro enterprises and propose a policy model that can be applied on sharia financing for micro enterprises through IMFIs. This research method uses a descriptive method through a qualitative approach with data collection in the form of Focus Group Discussion (FGD) and interviews with the Cooperative Office and Micro, Small and Medium Enterprises in Bogor City. The results showed that the Bogor city government had issued a policy in the form of facilitating micro enterprises to get financing access through BRI Sharia. The proposed policy model is in the form of the mayor's instructions on providing capital for micro enterprises sourced from the Corporate Social Responsibility (CSR) funds of Bogor City-Owned Enterprises (BUMD) and distributed through Islamic microfinance institutions (IMFIs).

Keywords: Local Policy, Micro Enterprises, CSR Regional Owned Enterprises, IMFIs

Article Details

Author Biography

Metti Paramita, Department of Sharia Economics, Faculty of Islamic Economics, Djuanda University, Bogor, Indonesia

 

How to Cite
Paramita, M., Munawar, W., & Brawijaya, A. (2020). Bogor City Government Policy Model on Sharia Financing for Micro Enterprises Through Islamic Microfinance Institution. Proceeding UII-ICABE, 1(1), 305–312. Retrieved from https://journal.uii.ac.id/icabe/article/view/14728
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