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Zakariyah, Habeebullah, Institute Islamic Banking and Finance, International Islamic University Malaysia, Malaysia
Zamzami, R. Mohd., Department of Accounting, Faculty of Economics, Universitas Pamulang, Tangerang Selatan, Indonesia
Zuchri, Lutfi, Fakultas Ekonomika dan Bisnis, Universitas Gadjah Mada, Yogyakarta
Zuhroh, Ainun Amalia , Department of Islamic Economics Law, Universitas Darusalam Gontor, Ponorogo, Indonesia
Zulpahmi, Zulpahmi, Universitas Muhammadiyah Prof. DR. Hamka, Jakarta, Indonesia
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