Main Article Content
Abstract
This study aims at exploring the contribution of Sharia Microfinance Institution (Baitul Maal wat Tamwil-BMT) on women empowerment using quantitative as well as qualitative method of analysis. There are five BMTs in Kabupaten Sleman that have been operating more than five years used as the population of study. In more detail, this study takes microentrepreneurs women who have been joining BMT minimal for two years as the samples of study by using Multistage Area Sampling Methods. The dependent variables consist of control over saving and income, ownership, decision-making, self-efficacy, self-esteem, mobility, and participation of activities outside home.
The statistical analysis using Mann Whiteney U Test results in two research findings, namely 1) This study shows a significant difference on control over savings and income, decision-making, mobility, and participation of activities outside home between women members of BMTs and non-members. 2) This study shows no significant difference on self-efficacy and self-esteem between women members of BMTs and non-members.
Based on research findings, this study recommends several points, namely 1) it is necessary for the next research to increase the minimal number of respondent so that they can represent the real situation. 2) The biggest segments of BMTs are merchants/traders as well as microentrepreneurs women. Therefore, it is important for BMTs to develop more women empowerment oriented programs. 3) The next research should explore the impact of BMTs on gender relation in the family and its implication for women. This is important since in the culture of Indonesian society, especially in Yogyakarta, the practices of patriarchy are still firmly rooted
Keywords: Empowerment, Women, BMT
Article Details
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
PLAGIARISM CHECK
All manuscripts submitted to AJIE will be checked free of plagiarism elements. Manuscripts that do not meet the requirements will be returned to the author for further correction or will be rejected immediately.
The plagiarism check used by AJIE is Turnitin.