Main Article Content
Abstract
This study investigates the effects of product quality, service quality, application quality, and familiarity on consumer trust in e-commerce, and their subsequent impact on purchase intention. Using a quantitative survey of 305 Shopee users in Indonesia, the data were analyzed with Structural Equation Modeling (SEM-AMOS). Hypothesis testing revealed mixed results: product quality (H1) showed a positive but insignificant effect on trust, indicating that inconsistent product reliability reduces its role in fostering trust. In contrast, service quality (H2), familiarity (H3), and application quality (H4) were found to have significant positive effects on trust, emphasizing the importance of responsiveness, brand experience, and application usability in shaping consumer confidence. Furthermore, trust (H5) significantly and positively influenced purchase intention, confirming its role as a key mediating factor in online buying decisions. These findings highlight that while product quality remains essential, it is the combination of reliable service, user-friendly applications, and platform familiarity that most strongly strengthens e-commerce trust and increases purchase intention.
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Copyright (c) 2025 Zahra Tsabitha Anureza

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References
- Cuong, D.T. and Khoi, B.H. (2019) “The Relationship between Service Quality, Satisfaction, Trust and Customer Loyalty A Study of Convenience Stores in Vietnam,” Journal of Advanced Research in Dynamical and Control Systems, 11(1 Special Issue), pp. 327–333. Available at: https://www.researchgate.net/profile/Dam-Cuong-3/publication/336128765_The_Relationship_between_Service_Quality_Satisfaction_Trust_and_Customer_Loyalty_A_Study_of_Convenience_Stores_in_Vietnam/links/5e87effb299bf13079787035/The-Relationship-between-Service-Quality-Satisfaction-Trust-and-Customer-Loyalty-A-Study-of-Convenience-Stores-in-Vietnam.pdf.
- Dabbous, A., Barakat, K.A. and Sayegh, M.M. (2020) “Social Commerce Success: Antecedents of Purchase Intention and the Mediating Role of Trust,” Journal of Internet Commerce, 19(3), pp. 262–297. Available at: https://doi.org/10.1080/15332861.2020.1756190.
- Davis, F.D. (1989) “Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology,” MIS Quarterly, 13(3), pp. 319–340. Available at: https://doi.org/10.2307/249008.
- Davis Jr, F.D. (1986) A technology acceptance model for empirically testing new end-user information systems : theory and results. Massachusetts Institute of Technology. Available at: https://dspace.mit.edu/handle/1721.1/15192.
- Diputra, I.G.A.W. and Yasa, N.N. (2021) “THE INFLUENCE OF PRODUCT QUALITY, BRAND IMAGE, BRAND TRUST ON CUSTOMER SATISFACTION AND LOYALTY,” American International Journal of Business Management (AIJBM), 4(1), pp. 25–34. Available at: http://www.aijbm.com/wp-content/uploads/2021/01/E412534.pdf.
- de Kerviler, G., Demoulin, N.T.M. and Zidda, P. (2016) “Adoption of in-store mobile payment: Are perceived risk and convenience the only drivers?,” Journal of Retailing and Consumer Services, 31, pp. 334–344. Available at: https://doi.org/10.1016/j.jretconser.2016.04.011.
- M.K, N. and Ramayah, T. (2017) “Trust in Internet Banking in Malaysia and the Moderating Influence of Perceived Effectiveness of Biometrics Technology on Perceived Privacy and Security,” Journal of Management Sciences, 4(1), pp. 3–26. Available at: https://doi.org/10.20547/jms.2014.1704101.
- Mahliza, F. (2020) “Exploring Trust in Purchase Intention: An Empirical Research on Agricultural Application BT - Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019),” in Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019). Dordrecht: Atlantis Press, pp. 72–76. Available at: https://doi.org/10.2991/aebmr.k.200205.015.
- Mahmud, H. et al. (2024) “Decoding algorithm appreciation: Unveiling the impact of familiarity with algorithms, tasks, and algorithm performance,” Decision Support Systems, 179, p. 114168. Available at: https://doi.org/10.1016/j.dss.2024.114168.
- Manda, E.F. and Salim, R. (2021) “Analysis of the Influence of Perceived Usefulness, Perceived Ease of Use and Attitude Toward Using Technology on Actual to Use Halodoc Application Using the Technology Acceptance Model (TAM) Method Approach,” International Research Journal of Advanced Engineering and Science, 6(1), pp. 135–140. Available at: http://irjaes.com/wp-content/uploads/2021/01/IRJAES-V6N1P101Y21.pdf.
- Manzil, L.D. and Vania, A. (2023) “The Influence of Live-Streamers on Somethinc’s Purchase Intention at Tiktok Shop Mediated by Consumer Trust,” Jurnal Informatika Ekonomi Bisnis, 5(1), pp. 217–221. Available at: https://doi.org/10.37034/infeb.v5i1.225.
- Mayayise, T.O. (2024) “Investigating factors influencing trust in C2C e-commerce environments: A systematic literature review,” Data and Information Management, 8(1), p. 100056. Available at: https://doi.org/10.1016/j.dim.2023.100056.
- Mittendorf, C. (2018) “Collaborative consumption: the role of familiarity and trust among Millennials,” Journal of Consumer Marketing, 35(4), pp. 377–391. Available at: https://doi.org/10.1108/JCM-12-2016-2040.
- Molla, A. and Licker, P.S. (2001) “E-commerce systems success: An attempt to extend and respecify the Delone and Maclean model of IS success,” Journal of Electronic Commerce Research, 2(4), pp. 131–141. Available at: http://www.jecr.org/node/290.
- Olsina, L. and Lew, P. (2018) “MobileApp Quality Features Perceived as Relevant for Trust: An Exploratory Study,” in 2018 11th International Conference on the Quality of Information and Communications Technology (QUATIC). IEEE, pp. 147–155. Available at: https://doi.org/10.1109/QUATIC.2018.00030.
- Suharto et al. (2022) “Consumer loyalty of Indonesia e-commerce SMEs: The role of social media marketing and customer satisfaction,” International Journal of Data and Network Science, 6(2), pp. 383–390. Available at: https://doi.org/10.5267/j.ijdns.2021.12.016.
- Tjiptono, F. and Chandra, G. (2016) Service, Quality dan Satisfaction. 4th ed. Yogyakarta: Penerbit ANDI.
- Venkatesh, V. and Davis, F.D. (1996) “A model of the antecedents of perceived ease of use: Development and test,” Decision Sciences, 27(3), pp. 451–481. Available at: https://doi.org/10.1111/j.1540-5915.1996.tb01822.x.
- Wang, J. et al. (2022) “Trust and Consumers’ Purchase Intention in a Social Commerce Platform: A Meta-Analytic Approach,” SAGE Open, 12(2). Available at: https://doi.org/10.1177/21582440221091262.
References
Cuong, D.T. and Khoi, B.H. (2019) “The Relationship between Service Quality, Satisfaction, Trust and Customer Loyalty A Study of Convenience Stores in Vietnam,” Journal of Advanced Research in Dynamical and Control Systems, 11(1 Special Issue), pp. 327–333. Available at: https://www.researchgate.net/profile/Dam-Cuong-3/publication/336128765_The_Relationship_between_Service_Quality_Satisfaction_Trust_and_Customer_Loyalty_A_Study_of_Convenience_Stores_in_Vietnam/links/5e87effb299bf13079787035/The-Relationship-between-Service-Quality-Satisfaction-Trust-and-Customer-Loyalty-A-Study-of-Convenience-Stores-in-Vietnam.pdf.
Dabbous, A., Barakat, K.A. and Sayegh, M.M. (2020) “Social Commerce Success: Antecedents of Purchase Intention and the Mediating Role of Trust,” Journal of Internet Commerce, 19(3), pp. 262–297. Available at: https://doi.org/10.1080/15332861.2020.1756190.
Davis, F.D. (1989) “Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology,” MIS Quarterly, 13(3), pp. 319–340. Available at: https://doi.org/10.2307/249008.
Davis Jr, F.D. (1986) A technology acceptance model for empirically testing new end-user information systems : theory and results. Massachusetts Institute of Technology. Available at: https://dspace.mit.edu/handle/1721.1/15192.
Diputra, I.G.A.W. and Yasa, N.N. (2021) “THE INFLUENCE OF PRODUCT QUALITY, BRAND IMAGE, BRAND TRUST ON CUSTOMER SATISFACTION AND LOYALTY,” American International Journal of Business Management (AIJBM), 4(1), pp. 25–34. Available at: http://www.aijbm.com/wp-content/uploads/2021/01/E412534.pdf.
de Kerviler, G., Demoulin, N.T.M. and Zidda, P. (2016) “Adoption of in-store mobile payment: Are perceived risk and convenience the only drivers?,” Journal of Retailing and Consumer Services, 31, pp. 334–344. Available at: https://doi.org/10.1016/j.jretconser.2016.04.011.
M.K, N. and Ramayah, T. (2017) “Trust in Internet Banking in Malaysia and the Moderating Influence of Perceived Effectiveness of Biometrics Technology on Perceived Privacy and Security,” Journal of Management Sciences, 4(1), pp. 3–26. Available at: https://doi.org/10.20547/jms.2014.1704101.
Mahliza, F. (2020) “Exploring Trust in Purchase Intention: An Empirical Research on Agricultural Application BT - Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019),” in Proceedings of the 4th International Conference on Management, Economics and Business (ICMEB 2019). Dordrecht: Atlantis Press, pp. 72–76. Available at: https://doi.org/10.2991/aebmr.k.200205.015.
Mahmud, H. et al. (2024) “Decoding algorithm appreciation: Unveiling the impact of familiarity with algorithms, tasks, and algorithm performance,” Decision Support Systems, 179, p. 114168. Available at: https://doi.org/10.1016/j.dss.2024.114168.
Manda, E.F. and Salim, R. (2021) “Analysis of the Influence of Perceived Usefulness, Perceived Ease of Use and Attitude Toward Using Technology on Actual to Use Halodoc Application Using the Technology Acceptance Model (TAM) Method Approach,” International Research Journal of Advanced Engineering and Science, 6(1), pp. 135–140. Available at: http://irjaes.com/wp-content/uploads/2021/01/IRJAES-V6N1P101Y21.pdf.
Manzil, L.D. and Vania, A. (2023) “The Influence of Live-Streamers on Somethinc’s Purchase Intention at Tiktok Shop Mediated by Consumer Trust,” Jurnal Informatika Ekonomi Bisnis, 5(1), pp. 217–221. Available at: https://doi.org/10.37034/infeb.v5i1.225.
Mayayise, T.O. (2024) “Investigating factors influencing trust in C2C e-commerce environments: A systematic literature review,” Data and Information Management, 8(1), p. 100056. Available at: https://doi.org/10.1016/j.dim.2023.100056.
Mittendorf, C. (2018) “Collaborative consumption: the role of familiarity and trust among Millennials,” Journal of Consumer Marketing, 35(4), pp. 377–391. Available at: https://doi.org/10.1108/JCM-12-2016-2040.
Molla, A. and Licker, P.S. (2001) “E-commerce systems success: An attempt to extend and respecify the Delone and Maclean model of IS success,” Journal of Electronic Commerce Research, 2(4), pp. 131–141. Available at: http://www.jecr.org/node/290.
Olsina, L. and Lew, P. (2018) “MobileApp Quality Features Perceived as Relevant for Trust: An Exploratory Study,” in 2018 11th International Conference on the Quality of Information and Communications Technology (QUATIC). IEEE, pp. 147–155. Available at: https://doi.org/10.1109/QUATIC.2018.00030.
Suharto et al. (2022) “Consumer loyalty of Indonesia e-commerce SMEs: The role of social media marketing and customer satisfaction,” International Journal of Data and Network Science, 6(2), pp. 383–390. Available at: https://doi.org/10.5267/j.ijdns.2021.12.016.
Tjiptono, F. and Chandra, G. (2016) Service, Quality dan Satisfaction. 4th ed. Yogyakarta: Penerbit ANDI.
Venkatesh, V. and Davis, F.D. (1996) “A model of the antecedents of perceived ease of use: Development and test,” Decision Sciences, 27(3), pp. 451–481. Available at: https://doi.org/10.1111/j.1540-5915.1996.tb01822.x.
Wang, J. et al. (2022) “Trust and Consumers’ Purchase Intention in a Social Commerce Platform: A Meta-Analytic Approach,” SAGE Open, 12(2). Available at: https://doi.org/10.1177/21582440221091262.
