Published: 10 August 2026

Trust and behavioral intention toward blockchain-based mudharabah smart contracts in Islamic banking

Refky Fielnanda (1), Irma Novida (2), Sri Rahma (3), Dessy Anggraini (4), Alwahidin Alwahidin (5)
(1) Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, Jambi, Indonesia ,
(2) Department of Finance and Banking, Faculty of Economics and Business, Institut Teknologi dan Bisnis Ahmad Dahlan, Jakarta, Indonesia ,
(3) Department of Islamic Economics, Faculty of Islamic Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, Jambi, Indonesia ,
(4) Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, Jambi, Indonesia ,
(5) Department of Islamic Finance and Economics, School of Business, University of Dundee, Dundee, United Kingdom
207-229
0

Financing diversification and the stability of Islamic rural banks in Indonesia

Lutfi Bangun Lestari (1), Akhsyim Afandi (2), Abdul Hakim (3)
(1) Digital Business Study Program, Faculty of Engineering and Business, Universitas Madani, Yogyakarta, Indonesia ,
(2) Department of Economics, Faculty of Business and Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia ,
(3) Department of Economics, Faculty of Business and Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia
230-248
0

Waqf signal model for digital connectivity in Indonesia’s 3T regions

Hendriansyah Hendriansyah (1), Hendri Tanjung (2), Irfan Syauqi Beik (3), Ujang Sumarwan (4)
(1) Department of Sharia Economics, Faculty of Islamic Studies, Universitas Ibn Khaldun Bogor, Bogor, Indonesia ,
(2) Department of Sharia Economics, Faculty of Islamic Studies, Universitas Ibn Khaldun Bogor, Bogor, Indonesia ,
(3) Department of Islamic Economics, Faculty of Economics and Management, IPB University, Bogor, Indonesia ,
(4) School of Business, IPB University, Bogor, Indonesia
249-272
0

Gen Z intention toward Sharia insurance apps: Extending UTAUT with Sharia compliance and trust

Putri Adhriani Junaedi (1), Yudi Ahmad Faisal (2), Dwi Widianto (3)
(1) Islamic Economics Program, Faculty of Economics and Business, Universitas Padjadjaran, Sumedang, Indonesia ,
(2) Center of Management and Business Studies, Universitas Padjadjaran, Bandung, Indonesia ,
(3) Management Department, BINUS Business School Doctor of Research in Management, Bina Nusantara University, Jakarta, Indonesia
273-290
0

Risk perception as a mediator of gold investment decisions among Muslim investors

Fachrozi Fachrozi (1), Slamet Slamet (2), Indah Yuliana (3)
(1) Department of Islamic Economics, Faculty of Islamic Studies, Al-Azhar Islamic University, Mataram, Indonesia ,
(2) Doctoral Program in Islamic Economics, Postgraduate School, Maulana Malik Ibrahim State Islamic University, Malang, Indonesia ,
(3) Doctoral Program in Islamic Economics, Postgraduate School, Maulana Malik Ibrahim State Islamic University, Malang, Indonesia
291-307
0

Financial health, productive financing, and efficiency: Evidence from Islamic microfinance institutions

Yoiz Shofwa Shafrani (1), Sulasih Sulasih (2), Asep Amaludin (3)
(1) Department of Islamic Economics and Finance, Faculty of Islamic Economics and Business, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto, Purwokerto, Indonesia ,
(2) Department of Islamic Economics and Finance, Faculty of Islamic Economics and Business, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto, Purwokerto, Indonesia ,
(3) Department of Da’wah Management, Faculty of Da’wah, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto, Purwokerto, Indonesia
308-322
0