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Johari, Fuadah , Islamic Finance and Wealth Management Institute (IFWMI), Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM), Negeri Sembilan, Malaysia
Johari, Razana Juhaida, Department of Professional Accountancy Programme. Faculty of Accountancy, Universiti Teknologi MARA, Selangor Darul Ehsan, Malaysia
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